Kutheni ukhetha i-Coin Purse?

Iingxowa zemaliibiyeyona nto iphambili kwiinkulungwane, ibonelela ngokulula, isimbo, kunye nokusebenza kwiphakheji enye. Kwihlabathi lanamhlanje, isipaji semali siyaqhubeka nokubamba njengento efunekayo kuye nabani na ojonge ukugcina izinto zabo ezincinci zilungelelanisiwe kwaye zifikeleleke. Makhe sihlolisise ukuba kutheni ukukhetha isikhwama semali sisigqibo esilumkileyo kubantu babo bonke ubudala kunye neendlela zokuphila.

Umbutho kunye noKhuseleko

Esinye sezizathu eziphambili zokukhetha aingxowa yemaliyeyombutho wayo okhethekileyo kunye neempawu zokhuseleko. Yenzelwe ngokukodwa ukubamba iingqekembe zemali, izitshixo, amakhadi ebhanki, kunye nezinye izinto ezincinci, isipaji semali siqinisekisa ukuba izinto zakho ezibalulekileyo zigcinwe kakuhle kwaye zifikeleleka lula xa uzifuna. Ngamagumbi akhethiweyo kunye nokuvalwa okukhuselekileyo, unokuthemba ukuba izinto zakho zexabiso zikhuselekile kwaye zikhuselekile ngelixa usendleleni.

Icwecwe kwaye iyaphatheka

Iingqekembe zemali zaziwa ngoyilo lwazo oluhlangeneyo noluphathekayo, nto leyo ezenza zibe yeyona nto ifanelekileyo kubantu abakhetha ukuhamba ukukhanya. Ngokungafaniyo nezipaji ezinkulu okanye iibhegi eziphathwayo, izipaji zengqekembe zinokungena lula ezipokothweni, ezipajini, okanye koobhaka ngaphandle kokongeza isambuku esingeyomfuneko. Nokuba usenza imisebenzi ethile, uyahamba, okanye uzimasa umsitho wokuzonwabisa, isipaji semali sibonelela ngendlela elula nelumkileyo yokuphatha izinto zakho eziyimfuneko ngaphandle kokukucinezela.

Iinketho zeSimbo esiNyenziwe

Esinye isizathu esinyanzelekileyo sokukhetha isikhwama semali yintlobo ebanzi yeendlela zokhetho ezikhoyo. Ukusuka kuyilo lwesikhumba lwakudala ukuya kushicilelo olusefashonini kunye neepateni, kukho isipaji semali esilungele yonke incasa kunye nokukhethwa. Nokuba ukhetha inkangeleko ecekethekileyo kunye nencinci okanye uyilo olunesibindi kunye nolutsala amehlo, unokufumana isipaji semali esibonisa isitayile sakho somntu kwaye sincedisa ikhabethe lakho. Ukongeza, ngeenketho ezingapheliyo zokwenza ngokwezifiso, unokongeza ukubamba komntu kwingxowa yakho yemali ngeemonograms, iikhubalo kunye nokuhombisa.

Ukufikeleleka kunye nokuFikelela

Iingxowa zemali azikho nje isitayile kwaye ziyasebenza kodwa ziyafikeleleka kwaye zifikeleleke kuye wonke umntu. Ngokungafaniyo nezikhwama zezandla okanye izipaji zomyili, iipaji zengqekembe ziyafumaneka kuluhlu lwamaxabiso ukuze zilungele naluphi na uhlahlo lwabiwo-mali. Nokuba uthenga kwi-boutique ephezulu okanye ukhangela kwi-Intanethi, unokufumana isipaji senkozo esemgangathweni ehlangabezana neemfuno zakho ngaphandle kokwaphula ibhanki. Kwaye, ngokufumaneka kwazo ngokubanzi, unokutshintsha ngokulula okanye uphucule isipaji sakho semali nanini na ufuna, uqinisekisa ukuba uhlala unesitayile kunye nesincedisi esisebenzayo esandleni.

Ukuqukumbela, ukukhetha aingxowa yemaliibonelela ngeenzuzo ezininzi, kubandakanywa umbutho kunye nokhuseleko olukhethekileyo, uyilo olubambeneyo noluphathwayo, iindlela ezahlukeneyo zokhetho, kunye nokufikeleleka kunye nokufikeleleka. Nokuba uyingcaphephe exakekileyo, ungumfundi osendleleni, okanye uphambili kwifashoni, isipaji senkozo sisixhobo esisebenzayo nesinesitayile esiza kuphucula ubomi bakho bemihla ngemihla kwaye ugcine izinto zakho ezibalulekileyo zikufuphi.